The snowman is from a pack of six from Hot Picks Decorative toppers, they seemed to be in all the craft shops last year on special offer, something like 4 for a £1.
All I’ve done is match the snowman up with scraps of matching paper, then added silver glitter corners with a couple of flat backed gems. When speed is of the essence at Christmas I shall bang out a dozen of these cards …. then they will be done and dusted!