I love the papers I used on this card, the colours are so rich. They are from a K & Co Designer Mat Pad called Christmas Cheer (Code 566446)
The hearts are punched using a heart punch that I have had for years. For a change I have cut an oblong card blank as the centre panel was rectangular and would look odd on a square..
If I were to make this card again, I would use an ivory card for a subtler effect, the white is a touch too harsh.